SBI perceives its role as a facilitator between the business community in South Africa and India and as a Banking intermediary between the banks in India and the trade community in South Africa.

Al Baraka Bank was established in South Africa in 1989 and provides communities across the country with a practical and sustainable alternative option to conventional banking models. The bank's Shariah-compliant products and services are proving ever more appealing to Muslim and non-Muslim clients alike. Following a faith-based system of financial management, the bank's guiding principles are drawn from Shariah, which upholds the ideal of profit-sharing, while prohibiting the payment or receiving of interest in any transaction. Intent on maintaining personal contact with its clients, the bank remains committed to living the moral value of 'partnership, ' striving always to establish and nurture long-term relationships with clients, thus enabling it to cultivate close and meaningful dealings and exchanges to the mutual benefit of both client and bank. Based in Durban, Al Baraka Bank has a national business footprint, with seven retail branches, three corporate banking offices