Paladin Underwriting Managers (Pty) Ltd underwrites motor fleet business throughout South Africa. Paladin is underwritten by Centriq Insurance Company Limited (who are 100% owned by Santam) and has been a member of SAUMA since 2003. The vast majority of Paladin's business is commercial fleet motor business and the variety within the book gives us a diversity and cross-pollination of business that is unique in the market place. From haulage to small delivery vehicles, from bakkie and car hire to car allowance schemes for corporates, Paladin can provide a policy that is exactly what the particular client requires. Because all the Underwriting is done in-house and all policies are individually designed, rated and signed off, there is an enormous amount of flexibility that can be focused on each risk as it is presented. Close analysis of the risk beforehand, coupled with detailed examination of what both parties expect out of the policy, combine to produce a situation ...